You + Advice

We are here to help you fine tune your financial life, wherever you are and wherever you want to go. Whether you’re mid-career, running your own business, or enjoying retirement, we’ll meet you where you’re at and work with you to create a plan that makes sense for you and your family.

We don’t chase fads or try to time the market. We just offer honest advice and practical plans so you can feel confident about your financial future.

Let’s talk about what matters to you and build a plan that works.

  • You are possibly at your peak earning years. This week you have 3 soccer games, one dance recital, and you are on that committee at Church where you wonder if anything gets done.

    Next week your territory manager asked you to fly out-of-State for that event and sometime this week your Spouse quietly asked you when that Date Night is ever going to happen.

    We get it. Whether you are an Executive, a Doctor, or a Sales Consultant, we feel proper Financial Advice & Consulting should help lift some of Life’s weight during this fast-paced time.

  • As modern day individuals approach Retirement, Employer provided Pensions are less common, replaced with Participant directed and funded 401(k), 403(b), and other Employee contributory type plans.

    We find a typical Advisor’s analysis may start and stop with a simple sole focus on the potential savings needed to sustain a successful Retirement. We feel proper Financial Advice & Consulting should dig deeper and uncover important and vital realizations such as the impact of withdrawals on the Retirement portfolio, varying tax laws, balancing strategically laddered income streams, opportunities for growth to combat inflation, and other variables.

    The aim towards minimization of potential untimely setbacks, while balancing the complexities along the way.

  • Potential questions you could ask yourself in Retirement. Does your current advisory team have your various accounts allocated for the success that you expect? Are your DIY investment accounts that are scattered amongst firms working as one coordinated and cohesive unit? Are you aware of the updated IRS RMD rules for IRA’s and how they vary from Inherited IRA’s?

    Do you remember the details of your old Life or Long Term Care Insurance Policy, policies which you might question if they remain relevant in your current financial picture?

    We feel proper Financial Advice & Consulting should strive to help properly address the scenario of if your lifetime’s worth of wealth has the attention it deserves.

  • It is highly likely that your Business is the largest portion of your Net Worth. It is also highly likely that you feel investing back into your Business gives you the most return on your investment.

    You’ve been frustrated with previous Financial Advisors, who revealed early into the relationship, that they may have just been there to sell you Investments and Insurance products that you quickly deemed would likely underperform the Empire that you built/are building.

    We feel proper Financial Advice & Consulting should work in tandem with you in order to help you make smart financial decisions that may complement your focus on your Company.